Unum Group Stock Analysis

Unum Stock Analysis Notes

About 90.0% of the company outstanding shares are owned by institutional investors. The company has Price to Book (P/B) ratio of 1.18. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. Unum Group has Price/Earnings To Growth (PEG) ratio of 2.5. The entity recorded earning per share (EPS) of 5.17. The firm last dividend was issued on the 30th of January 2026. Unum had 2:1 split on the 3rd of June 1997. Unum Group, together with its subsidiaries, provides financial protection benefit solutions primarily in the United States, the United Kingdom, and Poland. The company was founded in 1848 and is based in Chattanooga, Tennessee. Unumprovident Corp operates under InsuranceLife classification in the United States and is traded on New York Stock Exchange. It employs 10100 people. For more information please call Timothy Arnold at 423 294 1011 or visit https://www.unum.com.

Unum Group Investment Alerts

Unum Largest EPS Surprises

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Unum Environmental, Social, and Governance (ESG) Scores

Unum Thematic Classifications

Unum Stock Institutional Investors

Note, although Unum's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Unum Market Capitalization

The company currently falls under 'Large-Cap' category with a total capitalization of 12.89 B.

Unum Profitablity

The company has Net Profit Margin of 0.07 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.03 %, which entails that for every 100 dollars of revenue, it generated $0.03 of operating income.

Management Efficiency

Unum Group has Return on Asset of 0.0134 % which means that on every $100 spent on assets, it made $0.0134 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.0835 %, implying that it generated $0.0835 on every 100 dollars invested. Unum's management efficiency ratios could be used to measure how well Unum manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Unum's Return On Tangible Assets are very stable compared to the past year. As of the 6th of February 2026, Return On Assets is likely to grow to 0.03, while Return On Capital Employed is likely to drop 0.03. At this time, Unum's Asset Turnover is very stable compared to the past year.

Technical Drivers

As of the 6th of February, Unum has the Coefficient Of Variation of 2191.92, risk adjusted performance of 0.039, and Semi Deviation of 0.9521. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Unum Group, as well as the relationship between them. Please validate Unum Group coefficient of variation, as well as the relationship between the treynor ratio and semi variance to decide if Unum is priced more or less accurately, providing market reflects its prevalent price of 74.56 per share. Given that Unum Group has jensen alpha of 0.0428, we advise you to double-check Unum Group's current market performance to make sure the company can sustain itself at a future point.

Unum Group Price Movement Analysis

Unum Group Insider Trading Activities

Unum Outstanding Bonds

Unum Predictive Daily Indicators

Unum Corporate Filings

Unum Forecast Models

Unum's time-series forecasting models are one of many Unum's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Unum's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Unum Bond Ratings

Unum Group financial ratings play a critical role in determining how much Unum have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for Unum's borrowing costs.

Unum Group Debt to Cash Allocation

Unum Group has 3.86 B in debt with debt to equity (D/E) ratio of 0.4, which is OK given its current industry classification. Unum Group has a current ratio of 19.85, demonstrating that it is liquid and is capable to disburse its financial commitments when the payables are due. Note however, debt could still be an excellent tool for Unum to invest in growth at high rates of return.

Unum Total Assets Over Time

Unum Assets Financed by Debt

The debt-to-assets ratio shows the degree to which Unum uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

Unum Debt Ratio

3.53

It appears that most of the Unum's assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Unum's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Unum, which in turn will lower the firm's financial flexibility.

Unum Corporate Bonds Issued

Unum Short Long Term Debt Total

Stock analysis is the technique used by a trader or investor to examine and evaluate how Unum prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Unum shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Unum. By using and applying Unum Stock analysis, traders can create a robust methodology for identifying Unum entry and exit points for their positions.

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Unum analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Unum analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.

Unum Group stock analysis indicators help investors evaluate how Unum stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Unum shares will generate the highest return on investment. By understating and applying Unum stock analysis, traders can identify Unum position entry and exit signals to maximize returns.

Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Unum Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in state. You can also try the Risk-Return Analysis module to view associations between returns expected from investment and the risk you assume.

Understanding Unum Group requires distinguishing between market price and book value, where the latter reflects Unum's accounting equity. The concept of intrinsic value - what Unum's is actually worth based on fundamentals - guides informed investors toward better entry and exit points. Seasoned market participants apply comprehensive analytical frameworks to derive fundamental worth and identify mispriced opportunities. Market sentiment, economic cycles, and investor behavior can push Unum's price substantially above or below its fundamental value.

Please note, there is a significant difference between Unum's value and its price as these two are different measures arrived at by different means. Investors typically determine if Unum is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. In contrast, Unum's trading price reflects the actual exchange value where willing buyers and sellers reach mutual agreement.